I WANT TO CHANGE BANKS. IS IT AS HARD AS IT APPEARS?
Changing banks may feel overwhelming. Fortunately, it’s easy to move banks with our trained staff that can help you review your bank statement and advise you on how to redirect your automatic deposits and payments. Most companies such as utilities and insurance firms have online capability, so it may be as simple as logging on to your account with that business and redirecting to the new account. When you’re ready to make the switch to First Community Bank, drop by one of our 27 locations and let our switch professionals walk you through the process. We will assist you every step of the way.
WHAT ARE THE BENEFITS OF REFINANCING YOUR HOME MORTGAGE?
Home loan rates have recently dropped to a point where refinancing may be a good option for you. In many cases, you could reduce your monthly payment with a lower interest rate. It might also be an option for you to get cash out of your home to pay off higher-interest debt, remodel or add on to your home or even go on a vacation. First Community Bank offers competitive mortgage rates and friendly service. Stop by and see one of our friendly, hometown mortgage lenders at a branch near you. If you are having difficulty finding time to come by the bank, you can complete a home loan application online at www.firstcommunity.net to discuss your options. To download our mortgage app, My FCB Mobile Mortgage, visit the App Store or Google Play™.
Equal housing lender. Offer of credit subject to credit approval.
I HAVE FAMILY MEMBERS WHO DO NOT SPEAK ENGLISH. WHAT OPTIONS DO THEY HAVE?
At First Community Bank, we recognize the diversity we have in the many communities we serve so we have bilingual associates across our network. We also offer a language line that gives access to customer service in more than 20 languages. Our associates are available to assist the bank’s Hispanic customers with all of their financial needs, whether deposits, loans, insurance, business services and more. It’s safe to say that we are committed to serving the needs of all of our customers.
IS THERE AN ADVANTAGE TO CARRYING A LOCAL CREDIT CARD?
Yes! First Community Bank offers a credit card with no annual fee, a great interest rate of 8.99% APR* (subject to change), and you can make payments locally. With the Visa Platinum ScoreCard® Rewards Card from First Community Bank, you can earn points with every purchase. Experience the freedom of points that can be redeemed for travel on any airline with no blackout dates. You can also choose to trade in your points for great merchandise. Visit www.scorecardrewards.com to learn more. Every time you use your Platinum Rewards Credit Card, you contribute to First Community Bank’s continued effort to give back to local charities and organizations.
*APR = Annual Percentage Rate. First Community Bank has the authority to change the annual percentage rate upon 45 days written notice to the cardholder.
1-888-780-8391 • firstcommunity.net