Why should I carry more than the state minimum requirement for auto insurance?
The state only requires $25,000 per person, $50,000 per accident and $25,000 in property damage. If you have an accident and injure someone, your policy will only pay up to $25,000. If more than one person is injured, the maximum payout is $50,000. At that point, your insurance company is off the hook and you could be left holding the bag for the remaining damages. Also, think about all the tech-savvy cars and SUVs on the road today; $25,000 is not near enough if you total someone else’s vehicle. Carrying higher liability limits protect your out of pocket expenses.
Do I need life insurance if I’m young, single, no kids?
Yes! You may think just because no one is relying on our income you don’t need life insurance. Wrong. Who’s going to pay for your final expenses? A loved one? The average funeral cost is between $8,000 to $10,000. Also, when you are young you have age and health on your side and can lock in a low rate. Remember this: Leave a legacy, not a burden.
What’s the best way to save on my insurance?
Bundle your policies. The more policies you have with one insurance company, the better rate you will receive. At my agency, you can get 35-40 percent overall savings for having your home, auto and life bundled together.
Why should I choose your agency?
My team and I have worked hard to earn a solid reputation of getting to know our customers and understanding their needs. We cater to you and provide you with the best customer service experience we can possibly give you. Our goal is to leave you better off than you were before coming to us. That includes making sure you have the best protection at the best price we can offer. We provide one-stop shopping for a full range of products, including home, renters, auto, life, business, supplemental group plans and a large portfolio of retirement products.
4702 W. Commercial Drive, Suite A, North Little Rock • 501-945-0899